These properties presented by Doyle & DeVoe Iowa Realty Iowa's Largest We are ready to help you with all of your real estate needs! Email: GeriDoyle@GeriDoyle.comPhone: 641-792-5678 Click here to go to Geri and Caren's home page
Geri Doyle and Caren DeVoe's Listings Map
Newton Real Estate
Financing Your Home >When Interest Rates Rise
Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates. One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement. If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.
What five basic components of a "smart home" can be controlled by technology?
Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home".
Geri Doyle and Caren DeVoeDoyle & DeVoe-Iowa Realty1802 S. 12th Ave. WNewton, IA 50208Geri: 641-792-5678Fax: 641-792-5668Caren: 641-792-5999Toll Free: 1-866-792-5656Geri Doyle: cdevoe@iowatelecom.netCaren Doyle: cdevoe@iowatelecom.netGeri,CRS, e-Pro, and Caren, Broker Associate, know how important it is to have caring professionals to help you when you're making a move. They give you the one-to-one attention you deserve. Buying or selling a home is an important step for a family. We connect with our clients both on a professional and an emotional level. There are many decisions to be made when purchasing or selling a home. Count on us to keep you informed of the market trends and latest conditions so you can make informed decisions when the time comes.
Geri Doyle and Caren DeVoeDoyle & DeVoe-Iowa Realty1802 S. 12th Ave. WNewton, IA 50208Geri: 641-792-5678Fax: 641-792-5668Caren: 641-792-5999Toll Free: 1-866-792-5656Geri Doyle: cdevoe@iowatelecom.netCaren Doyle: cdevoe@iowatelecom.net
Geri,CRS, e-Pro, and Caren, Broker Associate, know how important it is to have caring professionals to help you when you're making a move. They give you the one-to-one attention you deserve. Buying or selling a home is an important step for a family. We connect with our clients both on a professional and an emotional level. There are many decisions to be made when purchasing or selling a home. Count on us to keep you informed of the market trends and latest conditions so you can make informed decisions when the time comes.
www.geridoyle.com is brought to you by Geri Doyle and Caren DeVoe NUMBER1EXPERT in real estate for Newton, Baxter and Colfax, Iowa
Read Geri Doyle and Caren DeVoe's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge
- NUMBER1EXPERT 
