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Newton Real Estate
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary. However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
Geri Doyle and Caren DeVoeDoyle & DeVoe-Iowa Realty736 N. 3rd Ave. ENewton, IA 50208Geri: 641-792-5678Fax: 641-792-5668Caren: 641-792-5999Toll Free: 1-866-792-5656Geri Doyle: wesellnewton@gmail.comCaren Doyle: cdevoe@iowatelecom.netGeri,CRS, e-Pro, and Caren, Broker Associate, SFR, know how important it is to have caring professionals to help you when you're making a move. They give you the one-to-one attention you deserve. Buying or selling a home is an important step for a family. We connect with our clients both on a professional and an emotional level. There are many decisions to be made when purchasing or selling a home. Count on us to keep you informed of the market trends and latest conditions so you can make informed decisions when the time comes.
Geri Doyle and Caren DeVoeDoyle & DeVoe-Iowa Realty736 N. 3rd Ave. ENewton, IA 50208Geri: 641-792-5678Fax: 641-792-5668Caren: 641-792-5999Toll Free: 1-866-792-5656Geri Doyle: wesellnewton@gmail.comCaren Doyle: cdevoe@iowatelecom.net
Geri,CRS, e-Pro, and Caren, Broker Associate, SFR, know how important it is to have caring professionals to help you when you're making a move. They give you the one-to-one attention you deserve. Buying or selling a home is an important step for a family. We connect with our clients both on a professional and an emotional level. There are many decisions to be made when purchasing or selling a home. Count on us to keep you informed of the market trends and latest conditions so you can make informed decisions when the time comes.
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