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Newton Real Estate
First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up. Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold. With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
What are considered the ideal conditions for a seller's market?
In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS.
Geri Doyle and Caren DeVoeDoyle & DeVoe-Iowa Realty1802 S. 12th Ave. WNewton, IA 50208Geri: 641-792-5678Fax: 641-792-5668Caren: 641-792-5999Toll Free: 1-866-792-5656Geri Doyle: cdevoe@iowatelecom.netCaren Doyle: cdevoe@iowatelecom.netGeri,CRS, e-Pro, and Caren, Broker Associate, know how important it is to have caring professionals to help you when you're making a move. They give you the one-to-one attention you deserve. Buying or selling a home is an important step for a family. We connect with our clients both on a professional and an emotional level. There are many decisions to be made when purchasing or selling a home. Count on us to keep you informed of the market trends and latest conditions so you can make informed decisions when the time comes.
Geri Doyle and Caren DeVoeDoyle & DeVoe-Iowa Realty1802 S. 12th Ave. WNewton, IA 50208Geri: 641-792-5678Fax: 641-792-5668Caren: 641-792-5999Toll Free: 1-866-792-5656Geri Doyle: cdevoe@iowatelecom.netCaren Doyle: cdevoe@iowatelecom.net
Geri,CRS, e-Pro, and Caren, Broker Associate, know how important it is to have caring professionals to help you when you're making a move. They give you the one-to-one attention you deserve. Buying or selling a home is an important step for a family. We connect with our clients both on a professional and an emotional level. There are many decisions to be made when purchasing or selling a home. Count on us to keep you informed of the market trends and latest conditions so you can make informed decisions when the time comes.
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